Travel insuranceCoverage for the unexpected.
Flight cancellations. Lost luggage. A weather event that delays your trip. Travel insurance is the cheap layer of protection that covers the things our complication insurance doesn't — and we strongly recommend it.
What's coveredTravel-side protection.
Trip cancellation
If you have to cancel for a covered reason (sudden illness, family emergency, work obligations), insurance refunds your non-refundable trip costs.
Trip interruption / delay
If your trip is delayed by weather, mechanical issues, or other covered events, insurance covers extra hotel nights, meals, and rebooking costs.
Lost / delayed luggage
Reimbursement for lost bags or essential items if luggage is delayed beyond a certain window. Includes coverage for medications and personal effects.
Medical evacuation
Higher-tier travel policies include emergency medical evacuation back to the U.S. — a useful additional layer beyond our complication insurance.
Pre-existing conditions
If you buy travel insurance within ~14 days of booking your trip, most policies include a "pre-existing condition waiver" that's important for bariatric patients.
24/7 travel assistance
Travel-help hotlines for re-booking flights, finding hotels, replacing documents, and other in-flight surprises that aren't medical.
Two different coverages
Complication vs. travel insurance.
These are completely different products that solve different problems. Most patients should have both.
Issue
Complication ins.
Travel ins.
Surgical complications
Readmission to hospital
Flight cancellation / delay
Lost luggage
Family emergency cancel
Medical evac (catastrophic)
Cost
✓
✓
✗
✗
✗
Included
✗
✗
✓
✓
✓
Higher tiers
How to add itWhere to buy.
We don't sell travel insurance directly — but we recommend reputable third-party providers used by tens of thousands of medical-travel patients each year.
Travel Guard, Allianz, World Nomads. Major U.S. travel insurance providers with strong medical-travel coverage. Compare on insuremytrip.com or squaremouth.com.
Buy within 14 days of booking. Most policies' pre-existing condition waivers require purchase within 14 days of your initial trip booking. Don't wait.
Choose the higher tier. The price difference between basic and "comprehensive" travel insurance is usually $20–$40. Spring for the comprehensive — it's worth it.
Ask your coordinator for current recs. We update our preferred-provider list regularly based on patient feedback. Your coordinator will share what's working well right now.
Real safety · already included
Both layers. Sleep easy.
Complication insurance from us — included free. Travel insurance from a reputable third party — $50–$120. Together they cover almost every "what if" you can imagine.
Board-certified | 30,000+ patients | Complication insurance | Full refund if ineligible